Edition No. 16 | 09 February 2015

Autumn 2015 eNewsletter

Welcome to our first e-newsletter for 2015. Our office was full of activity at the end of last year ensuring our clients were in the best financial position with the introduction of new Government Deeming legislation. We are again preparing for another productive year.

You may have recently received notification that our office is moving to larger premises mid-year. Our business has grown substantially over recent years and we now feel it is appropriate to undertake a move to better provide for our future business and clients’ needs. We are excited about this opportunity and you can be assured that it will be business as usual up to, and following the move. We will be in touch with you again, once we have a firm date for our relocation.

In this newsletter, we include information about the trend in Australian interest rates and the importance of having a personal disaster plan. Also, we are very pleased to welcome the newest member to our team, Siobhain Smith.

We hope you enjoy this edition of our eNewsletter and welcome any feedback or questions you may have relating to your individual circumstances.

Kind regards,

The CWFS Team

The CWFS team

We welcome our newest team member, Siobhain Smith.

Australian interest rates still on the slide

Ever since commodity prices and the mining investment boom peaked 3 or 4 years ago there has been a constant chorus of doom regarding the Australian economy: the reversal of the mining boom will knock the economy into recession, house prices will crash and banks will tumble. This view was particularly prevalent amongst foreign commentators who seemed to think that resource extraction was the only thing Australians do.

Your personal disaster plan – where are your important documents?

We live in a country where floods and fires are common and where you may not have much notice that such events are imminent.

In this edition

	The CWFS team
	Australian interest rates still on the slide
	Your personal disaster plan – where are your important documents?

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Address
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Orange
NSW 2800

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Central West Financial Solutions Pty Ltd ABN 32 055 451 262, trading as Central West Financial Solutions,is an authorised representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 AFS Licence No. 232706 Level 8, 33 Alfred Street Sydney NSW 2000 Australia This email, including any attachments may contain information that is confidential and commercially sensitive. Unintended Recipient: If you are not the intended recipient you must not read, use, disseminate, distribute or copy any part of this email, disclose its contents to any other party, or take any action in reliance on it. If you have received this email in error please contact the sender immediately and delete this email. Paper copies of documents: You can request a paper copy of documents attached to this email by calling our office. Any advice or compliance documents will be mailed to you free of charge. This email contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information. Liability limited by a scheme approved under Professional Standards Legislation