Edition No. 8 | 23 May 2012

May eNewsletter

Welcome to our latest eNewsletter. Since our last edition there has been Interest Rate deductions, Federal Budget Announcements and now the end of the financial year is almost upon us!

With this in mind, we have included below a selection of articles for your interest and review. We feel that one of the most important items included in the recent budget announcement was changes to Superannuation contributions. Read our article below to see if you are affected.

Interest Rate Deductions are great for those of us with debts. They are particularly great, if the institution you borrow from passes the deduction on. Following the recent RBA rate deduction announcement, now is the perfect time to review your debt situation, ensure it is working for you and also take advantage of Ben's recent MFAA certification.

Finally, one of our clients Annette, has been kind enough to share her experience of dealing with CWFS - find out more in the article below.

As always if you would like any further information, or wish to discuss your individual financial situation, particularly before 30 June, please contact the office to arrange an appointment.

Kind regards,

The CWFS Team

Super Changes - Do You Know What Changes Are Coming?

…… and more importantly, how they will impact you?

AMP - Wins Bank Of The Year

Given the recent RBA rate deduction, there has never been a better time to review your debts and ensure they are structured correctly and offer you the maximum benefit (and savings).

Ben's MFAA Certification

We are very pleased to announce that Ben has recently received his MFAA Certification and would like to congratulate him.

Client Inteview - Annette

Life is not a dress rehearsal – live a little!

“A motto I tend to live by is ‘life is not a dress rehearsal’ – it is therefore so important that you spend time doing the things you enjoy, have precious time with your family and have funds available to do the things you want to do”. - Annette

In this edition

	Super Changes - Do You Know What Changes Are Coming?
	AMP - Wins Bank Of The Year
	Ben's MFAA Certification
	Client Inteview - Annette

Phone
(02) 6363 1700
Fax
(02) 6363 1300
Email
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Website
iChart Financial Solutions
Address
75 Kite Street
Orange
NSW 2800

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